I currently live in Eldersburg, Maryland, with my wife, my daughter, and our two dogs. I earned a Bachelor of Science in Economics from the University of Maryland, Baltimore County, in 1995, and a Masters of Science in Finance from Loyola College in Baltimore in 1998. While attending school, I was also working at Alex Brown & Sons, where I started on the financial services sales side and later worked as an Equity Trader on their trading floor. In 2002, I began working at Bank of America (formerly Nations Bank) as a loan officer, and focused on real estate lending. There, I frequently earned Platinum Club status (the Top 5% of producers firm wide). In 2015, I moved to Wells Fargo and continued originating mortgages in the Private Bank division. In 2017, I decided to take a hiatus from corporate America, and spend time with my family. During that period, I also pursued my passion of all things numbers, and started generating significant income as a professional poker player. In 2020, I was eager to re-enter the work force, but on my own terms. I wanted to capitalize on my 25 years of banking and finance experience and have a business of my own, and so I created All Capital Solutions. By establishing myself as an independent operation, I feel I am able to pursue the best terms for my clients, by choosing from a variety of lenders, based on my client’s needs and current market factors.